SPECIAL SERVICES - PERSONAL ACCOUNTS
Wire Transfers
Sometimes money just has to get to a destination in a timely manner and can’t wait for a check to clear. We can help with wire transfers throughout the country and around the world.
Wire Transfer Fees (Any Amount)
Outgoing Wire Fees - Domestic $30.00
Outgoing Wire Fees - International (allow 10 days for delivery)
Foreign Currency $50.00
U.S. Currency
with corresponding bank $30.00
without corresponding bank $50.00
Incoming Wire Fees - International and Domestic $10.00
Drafts - International $30.00
Certified Checks
When you need a check that is as negotiable as cash, any of our tellers will prepare a certified check for you.
Direct Deposit Services
If you receive any kind of regular check - social security, payroll, child support, etc. - you may have these automatically deposited into one of your accounts at Nantucket Bank.
Travelers Cheques
Protect your vacation money by purchasing American Express® Travelers Cheques available in traditional checks for one signature or, if two are traveling together, Cheques for Two allowing either to sign. Gift Cheques are also available for special occasions.
Debit Cards
Nantucket Bank’s Debit Card gives you the buying power of a MasterCard®. Make purchases anywhere in the U.S. or abroad that displays the MasterCard® logo. Present it at the time of purchase and the amount will be deducted from your checking account. You’ll receive a receipt for the transaction and it will be displayed on your monthly statement. There is a $5.00 charge for each card, but there are no charges for using the Debit Card. A daily dollar limit is placed on all Debit Cards for combined ATM and Debit Card transactions. The default limit is $1000.00 per day. Download an application.
The card doubles as an ATM card and there will be certain access fees when it is used as an ATM card. (see below) Certain credit qualifications must be met to obtain a Nantucket Bank Debit Card. For further information, refer to the Electronic Banking Disclosure Statement.
ATM Cards
Your ATM Card will give you access to cash 24 hours a day. You can have a card with either a NOW Account or a Statement Savings Account. The default limit on withdrawals is $1000.00 per day. Make deposits to your account at any of Nantucket Bank’s ATMs. Your card can be used at any ATM displaying the Cirrus, NYCE or Jeanie logo.
There is a $5.00 charge for each card. There are no access fees for using your card at any of the six Nantucket Bank ATMs. There will be service fees of $1.50 for each withdrawal and $.50 for each inquiry at all ATMs other than Nantucket Bank’s. Other ATMs may also have surcharges in addition to these fees. Use your ATM card like cash at the super markerts and other merchants.
For your convenience there are over 2,300 Sovereign Bank ATMS avalilabe to use off island with no fee. These ATMs are located throughout New England, New Jersey, New York and Pennsylvania at Sovereign offices and CVS Pharmacies.
For further information, refer to the Electronic Banking Disclosure Statement. Download an application.
Safe Deposit Boxes
Safe Deposit Boxes are located at two offices, Orange Street and Pleasant Street. Keep your valuable papers completely safe. To rent a box you must have an account with the Bank and annual fees will automatically be withdrawn from your account.
24-Hour Banking
ATMs - Need cash after office hours? Nantucket Bank has six convenient ATMs where you can do just that.There are 24-hour ATMs in the outer lobbies of our offices on Orange Street, Pleasant Street and Amelia Drive and a drive-up ATM at Pleasant Street. You can also make deposits at these ATMs. ATMs located at Nantucket Memorial Airport arrival lobby and The Hub on Main Street can be used during their hours of operation to get cash.

Bank By Phone - Your account information is a free phone call away. 1-800-228-1014. Click on Bank By Phone for details.

Online Banking - Check your deposits, withdrawals and account balances, transfer funds between your accounts, print an eStatement or check image 24 hours a day. Click on Online Banking for details.

Bill Pay Service - Nantucket Bank’s Bill Pay Service lets you pay your bills anytime you want when you are connected to the Internet. This is another free service. For details click on Bill Pay Service.

Please refer to the Electronic Funds Transfer Statement for all of the 24-Hour Banking services.

Nantucket Bank Investment Services
Nantucket Bank offers you the highest security for your investments. We offer insured savings accounts*, Money Market Deposit Accounts*, Certificates of Deposit*, Treasury Bills, Treasury Notes or U.S. Savings Bonds. We can also help with other retirement investments including IRAs (Individual Retirement Accounts), SEP (Self Employed Plans) and QRPs (Qualified Retirement Plans).

*
All banks insure their customers’ deposits through FDIC, the Federal Deposit Insurance Corporation. That protection covers the first $100,000 in deposits.