RATES ON CERTIFICATES OF DEPOSIT
(
Retail Rates Only)
Rates effective
May 5, 2008
Rates subject to change without notice
$1,500 to $9,999
$10,000 to $49,999
$50,000 & Over
Interest Rate
APY
Interest Rate
APY
Interest Rate
APY
3 Months
~
~
1.40%
1.41%
1.60%
1.61%
6 Months
1.85%
1.87%
2.10%
2.12%
2.30%
2.32%
9 Months
2.05%
2.07%
2.30%
2.32%
2.50%
2.53%
12 Months
2.25%
2.27%
2.50%
2.53%
2.70%
2.73%
18 Months
2.25%
2.27%
2.50%
2.53%
2.70%
2.73%
24 Months
2.35%
2.38%
2.60%
2.63%
2.80%
2.84%
36 Months
2.55%
2.58%
2.80%
2.84%
3.00%
3.04%
60 Months
2.55%
2.58%
2.80%
2.84%
3.00%
3.04%
Accounts falling below minimum balances - Interest Rate .30% (APY .30%)
Substantial Penalties for Early Withdrawal
APY = Annual Percentage Yield
Questions you may have about terms or conditions of Nantucket Bank's Certificates of Deposit should be directed to an Officer of the Bank.