Financing Tailored 
for Your Success Financing Tailored 
for Your Success

Commercial Real Estate Loans

Finance your next property project

The Commercial Real Estate Team at Nantucket Bank provides a full line of products for experienced developers and investors.  Focusing on New England-based sponsors or properties, we offer suitable solutions for short- or long-term financing needs, including construction financing, in virtually all classes, including, but not limited to the following:

  • Retail
  • Office
  • Industrial and warehouse
  • Multi-family

For more information, call 508.228.0580 or contact one of our Business Bankers directly.

Commercial Loans

Borrow the funds you need to get the job done

We understand that no two businesses are the same. Each has its own unique financing needs and operating circumstances. As a commercial loan customer of Nantucket Bank you’ll have a banker at your side dedicated to understanding your business and goals. We provide:

  • Lines of credit for managing cash flow, financing operations and working capital to support business fluctuations and growth
  • Term loans for fixed asset purchases, business expansion and acquisitions
  • Commercial mortgages to acquire, refinance, expand or renovate property
  • SBA 504 loans for equipment and building purchases

For more information, call 508.228.0580 or contact one of our Business Bankers directly.

Asset-Based Loans

Get the capital you need with your own assets

Nantucket Bank’s expert Asset-Based Lending (ABL) team can provide your asset-rich company the capital it needs to expand. ABL is an alternative to traditional commercial lending that can provide your business the capital you need to meet significant growth or seasonal demands. ABL is also an option for businesses that may not meet certain criteria lenders generally look for, such as sufficient equity, balance sheet strength, or operating performance.

Our team of experienced lenders promise you a customized solution, fast turnaround and ongoing personalized service to help you succeed. We provide:

  • Revolving loans secured by accounts receivable and inventory
  • Term loans secured by equipment, real estate, and, as appropriate, intellectual property

For more information, call 508.228.0580 or contact one of our Business Bankers directly.

Specialized Loans

Customized financing solutions

At Nantucket Bank we have the in-house expertise and underwriting capacity to support a growing portfolio of commercial loans of all sizes. Our Specialized Lending Team provides customized financing solutions for borrowers in a variety of industries including:

  • Energy
  • Leasing
  • Alternative middle market financing
  • Media
  • Consumer goods

Our role can be as sole lender, agent or participant, depending on the transaction.  The Specialized Lending Team is also responsible for underwriting and managing all of the Bank’s leveraged lending transactions.

For more information, call 508.228.0580 or contact one of our Business Bankers directly.

Loan Programs

Partnership loan programs

Nantucket Bank provides partnership loans under the following programs:

  • SBA Guaranty Loan Programs to help companies grow and expand
  • Certified Development Company (CDC)/SBA504 Loan Program-Used to fund equipment and owner-occupied real estate. Benefits of SBA 504 loans include lower down payments and longer terms on equipment and real estate loans
  • Ex-Im Bank Loan Programs to help U.S. companies finance the export of American goods and services

For more information, call 508.228.0580 or contact one of our Business Bankers directly.