Save Like You Mean It.

5 Year Bump Rate CD 




You can’t lose with a great rate now and the flexibility to bump it up later.

Worried about missing out on a higher rate? A 5 Year Bump Rate CD from Nantucket Bank gives you the opportunity to lock in a great rate now, and the flexibility to bump it up once during the term should interest rates rise. Now available for IRA CDs!

Our Bump Rate CDs give you:

  • Longer terms with higher rates so you can earn more
  • Added control with the ability to increase the rate once during the term
  • Peace-of-mind with fully insured deposits from the FDIC & DIF

Have questions?
Open your Bump Rate CD, or for more information, visit any one of our three branch locations or call 508.228.0580.


1. Annual Percentage Yield (APY) effective 2/22/2016 and subject to change at any time without notice. Minimum opening deposit is $500. Minimum balance to obtain APY is $10. Early withdrawal penalties may apply. Fees may reduce earnings. If you choose to exercise your one-time ‘bump rate’ or exchange option, the interest rate and APY will increase to the new interest rate and APY we are then offering on the corresponding 5 year CD term. The bump rate option is only available during the first term, not during any renewal term. Promotional rate offer. Additional terms and conditions may apply.