Why Go-Getters
Choose Nantucket Bank
Checking. Why Go-Getters
Choose Nantucket Bank
Checking.

Nantucket Bank has a new checking account lineup with great features like debit card cash back, ATM surcharge rebates and premium interest rates, to name a few. What’s more, our checking account customers also get added conveniences to make life easier like Mobile and Online Banking, Mobile Check Deposit, Bill Pay, and more. It’s our little way of helping you get things done.

Free Checking

Our totally free checking account.

If you’re looking for a bank that offers totally free checking, open a Nantucket Bank Free Checking account today. The account includes:

  • Free ATMs at thousands of SUM Program ATMs nationwide1
  • No Monthly Service Charge
  • No minimum balance requirement
  • $25 minimum opening deposit

Plus, you’ll also get access to these added conveniences:

For more information, stop by your nearest branch, call 508.228.0580 or contact a Personal Banker directly.

1. Must enroll in and maintain eStatements.

Debit Rewards Checking

Earn cash back for using your debit card.

Don’t pay your bank. Get paid to bank instead. With Debit Rewards Checking from Nantucket Bank you’ll earn 10¢ back for every debit card purchase of $10 or more. What’s more, we’ll even pay you up to $10 per statement cycle toward other banks’ ATM surcharges.1

With Debit Rewards Checking you’ll earn more every day with:

  • 10¢ back for every debit card purchase transaction of $10 or more per statement cycle that posts and clears
  • Free ATMs at thousands of SUM Program ATMs nationwide1
  • Up to $10 per statement cycle in rebates toward other banks’ ATM surcharges1

So if you’re stuck with a bank that nickels-and-dimes you, switch to Debit Rewards Checking and start getting paid to do your banking instead. Plus, you’ll also enjoy these other conveniences as a Nantucket Bank checking customer:

For more information, stop by your nearest branch, call 508.228.0580 or contact a Personal Banker directly.

1. $25 minimum opening deposit. Must establish and maintain eStatements and direct deposits of $500 or more in this account per statement cycle to waive the $10 Monthly Service Charge, to waive the Nantucket Bank Foreign ATM Fee and get ATM Surcharge Rebates.

Relationship Checking

Enjoy the perks of relationship banking

With Relationship Checking, you get all the benefits of a premium banking relationship like free ATMs nationwide and our best savings rates when paired with an Ultimate Savings account. Relationship Checking offers:

  • Unlimited rebates toward other banks’ ATM surcharges1
  • Interest rate on your Relationship Checking
  • Premium rates on non-promotional CDs of 12 months or longer2
  • Premium rates on an Ultimate Savings account
  • Free money orders and bank checks

As a Relationship Checking account customer you’ll also enjoy these banking conveniences:

For more information, stop by your nearest branch, call 508.228.0580 or contact a Personal Banker directly.

1. $25 minimum opening deposit. Must maintain a combined average monthly balance of $25,000 (previous month) in deposit and loan accounts to waive the $25 Monthly Service Charge and get ATM Surcharge Rebates.
2. Does not apply to IRA CDs.

Direct Deposit

Skip the trip to the bank on pay day and have your paycheck or government check deposited directly into your account with Direct Deposit. It’s an easy and convenient way to have access to your money even when you’re on vacation. And, you’ll no longer have to worry about lost or stolen checks. What could be better?!

Fill out a Direct Deposit Form and submit it to your employer or government agency today.

For more information, stop by your nearest branch, call 508.228.0580 or contact a Personal Banker directly.

Compare Options

Not your average checking accounts

Looking for more than a safe home for your money? You’ve come to the right place. Nantucket Bank offers a whole slew of bells and whistles with our checking accounts like debit card cash back, free ATMs nationwide, and premium interest rates on other accounts, to name a few. Take a look at our comparison chart below to help you decide which checking account works for you.

Free Checking Debit Rewards Checking Relationship Checking
Overview It’s all in the name when it comes to Free Checking. Get paid to use your debit card. A checking account with added benefits for maintaining high deposit and loan accounts balances.
Earns Interest check
Debit Rewards Earn 10¢ for every debit card purchase of $10 or more that posts and clears
Surcharge-free Access to SUM Program ATMs check check check
ATM Surcharge Rebate Up to $10 per statement cycle

Must meet requirements

Unlimited
Must meet requirements
Foreign (non-Nantucket Bank) ATM Fee
$2 OR $0

If you enroll in and
maintain eStatements

$2 OR $0

If you meet
requirements

 $0
Free Standard Checks  check
Minimum Opening Deposit $25 $25 $25
Monthly Service Charge $0 $10 $25
Requirements to waive Monthly Service Charge and get ATM benefits Must enroll in and maintain eStatements Must enroll in and maintain eStatements

AND

Direct deposits totaling $500 or more per statement cycle

$25,000 combined average monthly balance (previous month) in Nantucket Bank consumer deposit and/or loan accounts
Additional benefits • Reduced closing costs on mortgages

 

• Preferred rates on non-promotional CDs of 12 months or longer1

 

• Free money orders and bank checks

 

• Premium interest rates on Ultimate Savings account

 

• Waived stop payment fees

1. Does not apply to IRA CDs.